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AD&D - Special Risk - Mountaineering Questionnaire
Those people who participate in mountaineering, rock climbing, and other such sports naturally do not think of them as being highly risky. However, the underwriters have found that in order to determine the amount of risk involved, certain questions must be answered. Depending on your answers, your application may be "rated" do to the extra risk involved in your activities.
Below is a list of the questions which are asked on application when the insured is a mountaineering enthusiast. It is important to answer the questions honestly so that there would be no claims issues should you be involved in an accident.
This information is provided here for educational and informational purposes. Should you submit an application and the underwriters would deem it necessary to gather further mountaineering details, you will then be asked to complete a questionnaire with questions similar or the same as those below.
In addition to name, date of birth and full-time occupation, the following questions will be asked. Should you answer yes, you will need to provide full details.
- In what areas do you climb?
If overseas, please give details, e.g. area, frequency of trips, length of expeditions, etc.
- To what standard to you climb? (e.g. easy, difficult, severe, extremely severe)
- For how many years have you been climbing regularly?
- How often do you climb?
- What season of the year do you climb?
- Do you belong to a club and if so is it affiliated to a recognized mountaineering organization, e.g. the BMC?
- Have you ever sustained any accidents while climbing?
- Are you always accompanied on climbs?
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Last updated on: 07/18/2008
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