Need Help finding the right Health Insurance Plan for your needs?

Just Starting out -- Recent Graduates, etc. If you're young and healthy, you're probably not going to require frequent medical care. You might be tempted to go without health insurance, but that means taking the chance you'll be held responsible for large medical bills if you do become sick or injured. To avoid incurring that sort of debt, the wise move is to purchase health insurance that provides basic everyday benefits and affordable protection from large medical bills. If you're looking for basic coverage of illness and injuries, Assurant Health's RightStart plan will provide the protection you need at a price you can afford. For broad but cost-effective protection from the financial consequences of serious illnesses and accidents, choose CoreMed. CoreMed's copay option for doctor office visits enables you to seek treatment for minor health concerns without worrying about the cost. Plan Suggestions RightStart® Plan CoreMed® Plan Deductible $2,500 $2,000 Benefit Percentage/Coinsurance 50/50 (GA: 60/40) 50/50 (GA: 60/40) Coinsurance Out-of-Pocket Maximum $2,000 $2,500 Annual Outpatient Services Maximum $10,000 None. The plan pays benefits to the lifetime benefit maximum. Annual Prescription Maximum $2,000 None. The plan pays benefits to the lifetime benefit maximum. Annual Benefit Maximum $250,000 None. The plan pays benefits to the lifetime benefit maximum. Lifetime Benefit Maximum $2 million $6 million Doctor Office Copay Option Not selected $35 for each of four network office visits. (available at an additional cost) :: Top Building a Life Together -- Just Married, etc. Marriage brings increased expenses. The costs associated with setting up a household might seem more important than the purchase of health insurance. However, a health insurance plan covering both you and your spouse should be one of your top budget priorities. If you get sick or injured while you're uninsured, you'll not only have your health to worry about, but you'll also have to figure out how to pay for the care you receive. By purchasing quality health insurance coverage list the CoreMed or SaveRight HSA plan from Assurant Health, you can seek the care you need without being liable for the high bills. CoreMed offers you extensive general coverage and lifetime benefits of up to $6 million per person. SaveRight HSA combines basic coverage with the tax advantages and savings potential of a Health Savings Account (HSA). Plan Suggestions CoreMed® Plan SaveRight HSAsm Deductible $2,000 $3,000 Benefit Percentage/Coinsurance 50/50 (GA: 60/40) 50/50 (GA: 60/40) Coinsurance Out-of-Pocket Maximum $2,500 $2,000 Annual Outpatient Services Maximum None. The plan pays benefits to the lifetime benefit maximum. $15,000 Annual Prescription Maximum None. The plan pays benefits to the lifetime benefit maximum. $2,000 Annual Benefit Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Lifetime Benefit Maximum $6 million $2 million Doctor Office Copay Option $35 for each of four network office visits. (available at an additional cost) not selected. :: Top Assuring Your Family's Well-Being If you have children, no doubt caring for them is your top priority. Part of that care means ensuring that they always have access to medical treatment, both for preventing illnesses and treating any conditions they may develop. Keeping yourself healthy is important too -- your children are depending on you to provide for them. OneDeductible HSA offers broad, high-quality health insurance coverage with the convenience of one common deductible for all family members on the plan. Adding an HSA enables you to save pre-tax dollars to pay medical bills applied to your deductible and other qualified medical expenses, plus accumulate retirement funds. For the broadest protection, choose the Assurant Health MaxPlan. A more conventional plan, it will provide the extensive coverage you and your family need while making children's checkups and other doctor visits affordable through the unlimited office visit copay option. Plan Suggestions OneDeductiblesm HSA Plan Assurant Health MaxPlansm Deductible $5,700 $2,500 Benefit Percentage/Coinsurance 100/0 80/20 Coinsurance Out-of-Pocket Maximum $0 $2,000 Annual Outpatient Services Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Annual Prescription Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Annual Benefit Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Lifetime Benefit Maximum $8 million $3 million Doctor Office Copay Option None. Save money every month in an HSA. Use those pre-tax dollars to pay for office visits. $35 each of unlimited network office visits per person, per year. (available at an additional cost) :: Top Getting Ready for Retirement The years leading up to retirement are especially important financially. After all the hard work you've done to save for a comfortable retirement, having those cash reserves jeopardized is unthinkable. That's why guarding your savings against catastrophic medical bills is so important. Choosing the right health insurance plan can mean the difference between putting your hard-earned funds at risk and ensuring they remain in your possession. Assurant Health's CoreMed plan is ideal if you're looking for high-quality overall coverage. CoreMed's preventative care benefit helps you stay healthy, and the lifetime benefit maximum of up to $6 million assures you won't need to worry about medical bills if you do have a serious illness or injury. The OneDeductible HSA plan provides excellent coverage and a simplified way to preserve your savings from high medical bills. An HSA offers the opportunity to pay everyday medical expenses with tax-free money and build tax-sheltered savings in preparation for retirement. Plan Suggestions CoreMed® Plan OneDeductiblesm HSA Plan Deductible $3,500 $5,700 Benefit Percentatage/Coinsurance 50/50 (GA: 60/40) 100/0 Coinsurance Out-of-Pocket Maximum $2,500 $0 Annual Outpatient Services Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Annual Prescription Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Annual Benefit Maximum None. The plan pays benefits to the lifetime benefit maximum. None. The plan pays benefits to the lifetime benefit maximum. Lifetime Benefit Maximum $6 million $8 million Doctor Office Copay Option $35 for each of four network office visits. (available at an additional cost) None. Save money every month in an HSA. Use those pre-tax dollars to pay for office visits. :: Top Frequently asked questions :: Who is eligible for individual medical insurance? :: Is Individual Health Insurance affordable? :: Why should I choose Individual Medical Insurance? :: But I'm a full-time student under age 30 what do I do? :: But I'm an International Student what do I do? :: Top