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Final Expense - Plan Features
- Benefits paid to your beneficiary
- Guaranteed premiums that will never increase
- Cash value build-up
- Accidental Death Benefit Rider
- Issue Ages 45-85 Age Last Birthday
- Minimum Face Amount $2,500
Maximum Face Amount $25,000
Quick Fact:
The average cost of a traditional funeral and burial is $5,7778.00*
National Funeral Directors Association, 2001
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Guarantees are Important!
You can have peace of mind with SeniorClass Life knowing your premiums are guaranteed NEVER TO INCREASE; your coverage is guaranteed NEVER TO DECREASE! There is more. Your cash values are accumulated on a tax-deferred basis with a guaranteed interest rate of 5.75% annually. And, when the death benefit is ultimately paid to your beneficiary, it is Income-Tax Free!
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You have the option to Double or even Triple your Death Benefit
If selected, the Accidental Death Rider (FE-020101-UTA-R01) will Double your death benefit if death occurs as a result of an accident. Your benefits are Tripled if that accident results from riding as a passenger in a bus or a plane or any other public conveyance operated by a common carrier transporting passengers for hire.
These policies exclude suicide for the first two years. The optional Accidental Death Rider has further limitations and exclusions. For complete explanation of benefits, limitation s and exclusions, please refer to the policy and optional rider.
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:: Use our Final Expenses calculator to determine your exposure and plan premium
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Last updated on: 07/18/2008
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