Individual & Family Medical Insurance

• Self-employed, or
• Are covered under their employer, however their family is not covered under the employer's plan, or
• Must/Can acquire their own medical insurance, although employed

Short Term Health Insurance

• Between jobs,
• Looking for an alternative to COBRA,
• Recent college graduates,
• Waiting for employer-sponsored coverage

Travel Medical Insurance

• U.S. citizens traveling abroad,
• Non-U.S. citizens traveling abroad,
• All international travelers,
• Groups traveling
• Extreme Sports Policy also Available

Trip Cancellation Insurance

• Trip Cancellation (to $20,000),
• Travel Delay (to $500),
• Lost Personal Possessions (to $1,000),
• Medical or Dental Emergency (to $10,000)
• ... and More!

Accidental Death and Dismemberment Insurance (AD&D)

• Worldwide coverage
• No Medical Exam Required
• High Maximum Benefits up to $100,000,000+
  (Maximum allowable benefit is 10 times your annual salary or 1/2 your net worth)
  
• Coverage for all age groups
  
• Permanent year-round extra protection to cover sudden and unexpected effects of an accident
  
• Travel accident coverage on a short term or permanent basis
  
• Trip or event coverage for participants, volunteers and sponsors
• This coverage is for persons with an "US connection" -- US Citizens or NON-US Citizens residing in the US or working for US Companies abroad. (no Social Security number required.)

Medicare Part D