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Trip Cancellation Insurance from IMG
Schedule of Benefits
:: Trip Cancellation/Interruption
:: Travel Delay Coverage
:: Baggage and Personal Possessions Coverage
:: Baggage Delay
:: Emergency Medical/Dental Expenses
:: Emergency Medical Evacuation/Repatriation
:: Emergency Reunion or Return of Mortal Remains
:: Common Carrier Accidental Death and Dismemberment
:: Violent Attack
Trip Cancellation/Interruption
The policy pays the benefit in the chart below for the following reasons:
- Your illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member
- Financial default of a travel supplier
- A terrorist incident
- Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services
- Hijacking
- Medical quarantine
- Jury duty
- Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood
- Your auto accident or that of your travel companion on the way to the scheduled departure point
- Cancelled leave if you or your travel companion is on active duty for the military, police or fire department
- Employer termination or layoff
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| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| The amount of your trip you elected to protect, up to US$20,000 | The amount of your trip you elected to protect, up to US$20,000 -- for Travel Interruption, this plan pays 150% of the amount of your trip you elected to protect. | The amount of your trip you elected to protect, up to US$5,000 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Travel Delay Coverage
The policy pays for the following reasons:
- Travel supplier delay
- Lost or stolen passport, travel documents, or money
- Medical quarantine
- Natural disaster
- Your injury or illness or that of your travel companion
- Missed cruise departures because of flight delay due to bad weather
| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| Up to US$500 | Up to US$1,000 -- (US$200 per day after 24 hours OR US$500 for missed connection) | Up to US$300 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Baggage and Personal Possessions Coverage
The policy pays for the following reasons:
- Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel
| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| Up to US$1,000 | Up to US$2,000 | Up to US$500 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Emergency Medical/Dental Expenses
The policy pays the following for medical and dental emergency expenses.
| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| Up to US$10,000 | Up to US$50,000 | Up to US$2,500 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Emergency Medical Evacuation/Repatriation
The policy pays the benefit shown in the chart for:
- Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles away from your primary place of residence
- Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles away from your primary place of residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence
| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| Up to US$20,000 | Up to US$1,000,000 | Up to US$10,000 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Emergency Reunion or Return of Mortal Remains
The policy pays the benefit shown below for the following reasons:
- Return of minor children or grandchildren
- Transportation and lodging for a family member to be at your bedside
- Return of a rental vehicle
- Return of mortal remains
| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| Up to US$3,000 | Up to US$3,000 | Up to US$2,000 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Common Carrier Accidental Death and Dismemberment
| Benefit Per Plan |
| Patriot T.R.I.P | Patriot T.R.I.P Elite | Patriot Student T.R.I.P. |
| Up to US$100,000 | Program for non-US residents - Up to US$20,000
Program for US residents - Up to US$100,000 | Up to US$5,000 per Student |
| Quote/Buy Online | Quote/Buy Online | Quote/Buy Online |
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Last updated on: 07/18/2008
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