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Trip Cancellation Insurance -- Do I need it?
Jennifer was planning the trip of a lifetime touring Europe. Yes, it was expensive, but it was her dream-come-true. Then, two days before her departure, her appendix burst. She was forced to delay her trip indefinitely. Then she was told there would be no refund, her dream was gone.
There is a simple solution. When planning a trip, from a single airline flight to four weeks in Tahiti, a simple addition of trip cancellation insurance will ensure that, when life throws a curve ball, the vacation will not be lost. Sudden illnesses, death of a loved one, even layoff from your job are all covered by trip cancellation insurance.
Trip cancellation insurance is extremely affordable, actually pennies on the dollar and covers a trip of up to $20,000. Unfortunately, many who forget it regret the oversight. It also covers travel delays, baggage delay or loss, and emergency medical and dental treatment while traveling. It covers medical quarantines, natural disasters and missed departures caused by weather related flight delays. Trip cancellation insurance even covers if the illness or injury is to a travel companion or involves the death of one of their family member. $20,000 is available for Medical Evacuation /Repatriation even if caused by acts of terrorism.
Trip cancellation insurance also provides other crucial assistance; emergency travel arrangements, replacing lost travel documents (passports, airline tickets, etc.), 24-hour medical monitoring with medical professionals available to communicate with your doctors abroad, emergency translating services, refills of lost prescriptions, emergency cash transfers to replace lost or stolen money, and referrals to doctors or lawyers.
Vacations exist to instill rest and recreation. So, be sure when planning a vacation, long or short, to include trip cancellation insurance, avoid regrets and enjoy peace of mind as you travel.
Last updated on: 07/18/2008
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