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Questions & Answers (FAQ)

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Do I have to be employed full-time to qualify for AD&D coverage?
Last Update : 18 October, 2006 
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No, you do not have to be employed fulltime to qualify for AD&D coverage. 

However, your maximum benefit cannot be more than 10 times your annual salary or 1/2 of your net worth.


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Related FAQs In This Category
• Why would I purchase AD&D insurance as opposed to normal Life Insurance?
• What methods of payment are accepted for AD&D policies?

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Latest Added FAQs
• How far in advance of travel can I buy my AD&D policy? And what would happen if my travel were to be canceled? Do I get a refund?
   You can purchase your AD&D policy up to 30 days prior to the effective date.You can cancel your ...

• We have two employees interested in AD&D insurance. Do they need to have separate quotes?
   No, they do not need to have separate quotes, but they would need to each individually complete an a...

• Do I have to be employed full-time to qualify for AD&D coverage?
   No, you do not have to be employed fulltime to qualify for AD&D coverage.  However, your ma...

• I see a monthly premium for Accidental Death & Dismemberment AD&D being directly deducted from my checking account. I don't think that I ever signed up for such insurance coverage! Where is this deduction coming from?
   You probably have the wrong insurance provider. We do offer Accidental  Death & Dismemberm...

• Am I covered if I am shot while testifying in court.
   Yes, this would be covered.  The only times that a gun shot would not be covered is if you woul...


Most Popular Questions
• I see a monthly premium for Accidental Death & Dismemberment AD&D being directly deducted from my checking account. I don't think that I ever signed up for such insurance coverage! Where is this deduction coming from?
   You probably have the wrong insurance provider. We do offer Accidental  Death & Dismemberment (AD&D) coverage through Petersen Internati...

• Why would I purchase AD&D insurance as opposed to normal Life Insurance?
   There are a few reasons to augment your coverage with an AD&D policy.  First, there is no medical examination.  Second, it has the disme...

• I just got a motorcycle. If I have an accident will I be covered.
   Yes, this policy covers accidental bodily injury sustained while the Certificate is in force and which results in loss within 365 days of the date of ...

• To which fax number do I fax the completed AD&D application form.
   Please fax the completed AD&D application to our office in Pittsburgh at 1-412-782-2868.  Or you can mail it to:  National Insurance Mar...

• What methods of payment are accepted for AD&D policies?
   The AD&D premium can be paid by personal check or by credit card.  The credit card authorization form is attached....
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